About Federal Perkins Loan

If you are interested in a Federal Perkins Loan for the current year, please contact your Student Service Advisor to be evaluated for a Perkins Loan. If it is determined that you are eligible for a Perkins Loan, review the information below.

First-time Perkins Loan borrower, you must complete the Perkins Entrance Interview and the Perkins Master Promissory Note online with service provider ACS Education Services, Inc. before the Perkins Loan will be credited to your GCU student account.

For Returning Perkins Borrowers that have a valid Perkins Master Promissory Note and a Perkins Entrance Interview, your funds will post automatically into your GCU student account unless we receive notification from you to decline this award.

To decline your Perkins award for the Academic year, please contact your GCU Student Services Advisor. Your Perkins award amount and disbursement information is listed on your Grand Canyon University Award Letter.

Remember, to remain eligible and in deferment status, traditional students must maintain at least half time enrollment - a minimum of 6 credits per semester. Audited courses are not included in enrollment credits. Students must also maintain Satisfactory Academic Progress (both qualitative and quantitative measures) with Grand Canyon University.

An email will be sent to the email address on file with Grand Canyon University with instructions to complete. The Perkins Entrance Interview and Perkins Master Promissory Note.

After receiving confirmation from ACS Education Services, Inc. that you have completed the Perkins Entrance Interview and Perkins Promissory Note, the Office of Financial Aid will post the Perkins award into your GCU account as soon as you are eligible for payment.

You may qualify for one of the following programs listed below. To apply, please contact ACS at (800) 826-4470 or visit their website to download the necessary form(s).

  • Deferment
  • Forbearance
  • Loan Forgiveness
  • Loan Cancellation

Please send the completed the form(s) to the following address:
ACS, Inc. - Education Services
Campus Products and Services
P.O. Box 7060
Utica, NY 13504-7060

If you have any questions regarding your Federal Perkins account, please contact your GCU Student Services Advisor.