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Finding the right repayment plan to successfully pay off your student loan(s) is a big decision. With all the technical language used, even understanding the terms of your loan can lead to confusion. GCU's Financial Literacy Program is here to offer you support from the time you graduate through the life of the loan. |
GCU has partnered with TGTM Texas Guaranteed Student Loan Corporation where you can create an account and complete financial literacy modules including:
Setting Goals, Credit Basics and Monitoring Spending.
Cick here to learn more
It is important to select a repayment plan that fits your financial situation.
Learn About Repayment Plans
Loan Repayment Estimates
Top Ten Ways to Graduate with Less Debt
With Graduation just around the corner, many students are realizing just how expensive achieving their degree will be. However, it's an excellent investment and graduating with less debt is easier than it seems. The good news is there are things you can do right now to help you owe less when you graduate.
1. Take Advanced Placement (AP) Classes and Exams to Earn College Credit
Compared to the cost of one college class, an AP course is free if it's part of a high school's curriculum and the exam costs less $100.2 Before taking the exam, check with your college to ensure they will award you the credit.
2. Buy Used Books
Used textbooks are just as good slightly worn as they are brand new and they can help you reduce costs. When it comes to shopping for books, you can find some great deals online from:
www.textbooks.com, www.bn.com, www.amazon.com, www.biblio.com
You may want to explore renting textbooks at www.chegg.com
3. Live at Home if You Can
When looking at this price tag, commuting from home costs much less than living on campus or on your own off campus. To help you figure out your living arrangements, make sure you weigh your options carefully.
4. Go to a State School
Consider going to a state school instead of a private college to save some money because they tend to cost less. When looking at state schools, always compare prices for in-state and out-of-state residents. In-state schools can be significantly cheaper. Also, don't forget to compare your financial aid packages because some private schools may offer a competitive award package with costs comparable to those of a state school.
