Helpful Financial Information

Finding the right repayment plan to successfully pay off your student loan(s) is a big decision. With all the technical language used, even understanding the terms of your loan can lead to confusion. GCU's Financial Literacy Program is here to offer you support from the time you graduate through the life of the loan.



TG™ Learning Center

GCU has partnered with TGTM Texas Guaranteed Student Loan Corporation where you can create an account and complete financial literacy modules including: 
Setting Goals, Credit Basics and Monitoring Spending.

Click here to learn more

Repaying Your Loan

It is important to select a repayment plan that fits your financial situation.

Learn About Repayment Plans
Loan Repayment Estimates 

Financial Tip of the Month

Don't make these 401(k) mistakes
In retirement seminars across the country, attendees are often advised to think of retirement income as a three-legged stool: social security, traditional company pension and 401(k) plan. Over the years, the pension leg of that stool has been getting wobbly. In an effort to avoid long-term liabilities in today's competitive environment, fewer companies are offering traditional pensions (also known as defined benefit plans). As a result, responsibility for retirement planning has increasingly fallen on employees. All this makes 401(k) planning more important than ever. Unfortunately, easily avoided mistakes may sidetrack the accumulation of a sufficient nest egg to fund your golden years. A prudent employee will steer clear of these 401(k) blunders:

  • Failure to contribute. According to recent reports by the Department of Labor, in the United States there are over 638,000 defined contribution retirement plans. More than 80% of full-time American employees at large companies have access to, and participate in, such plans. That's the good news. The bad news? Upwards of 10% of employees at those companies don't participate. If you're not taking full advantage of your firm's 401(k) - or equivalent defined contribution plan - don't wait. The retirement clock is ticking.
  • Not saving enough. First of all, take full advantage of any company match that's offered. Say your firm offers to match 50¢ for every dollar you contribute up to a maximum of 8% of your income. That's a whopping 50% return on your contributions. Try to beat that in the stock market! And don't stop there. Depending on your age, you'll want to set a goal of contributing at least 10% of your income to your retirement savings, more if you're closing in on retirement and haven't accumulated a substantial balance.
  • Failure to allocate. Contributions should be spread out or allocated among conservative and more aggressive (and, therefore, riskier) investments. That way your nest egg will have a better chance of weathering the inevitable vicissitudes of the market. In general, the closer you are to retirement, the more conservative your investment mix should be.

Source: J.P. Spillane, CPA, PA 

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