Bachelor’s in Finance: Financial Planning Emphasis

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Degree Level

Bachelor's

Class Setting

Online

Area of Study

Business

Program

BS in Finance: Financial Planning

Current Education Level

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Citizenship Status

U.S. Citizen

Military Affiliation

No military affiliation

Country

United States

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Overview

Prep for Financial Advisor Roles With an Emphasis in Financial Planning

Grand Canyon University’s Bachelor of Science in Finance with an Emphasis in Financial Planning is an undergraduate degree program that introduces you to all aspects of personal financial planning. In this comprehensive program, you will examine methodologies and best practices in areas such as risk evaluation, investments and taxes.

This bachelor’s degree program also integrates essential soft skills throughout, including effective communication and professional ethics. A bachelor’s degree can enable students to study financial planning and is typically an entry-level requirement for becoming a financial planner, according to the U.S. Bureau of Labor Statistics (BLS).^{(See disclaimer 1)}

Bachelor of Science in Finance with an Emphasis in Financial Planning

Offered By

Colangelo College of Business

Class Settings

Campus

Online

Tuition Rate

Campus: $8,250 per semester [More Info]

Online: $485 per credit [More Info]

Cost of Attendance

Course Information

Credits: 120

Campus: 15 weeks

Online: 8 weeks

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Transfer Credits

Up to 90 credits, only 84 can be lower division

Credits: Fill out the Lopes Eval to find out what will transfer

Admission Requirements

Admission Requirements (Bachelor's)

16+ years old
High School Graduate
3.0+ Unweighted GPA

OR 2.5+ Unweighted GPA and

ACT: 19
SAT: 1000*

Admission requirements may differ based on degree level, program and modality, or transfer status. Some programs of study may require a higher GPA and/or other qualifying criteria for admission. Please review full admission and program requirements in the University Policy Handbook.
*Math and reading only on a 1600 point scale (test date after 3/1/2016). SAT score of 1380 required for 2400 point scale (test date before 3/1/2016).

Why GCU

Earn Your Bachelor’s in Finance: Financial Planning Emphasis From GCU

At GCU, you’ll enjoy academic flexibility, as you can choose to study financial planning online or on campus. This degree program is a CERTIFIED FINANCIAL PLANNER™ (CFP) Board registered program that fulfills the CFP® certification education requirement. Earning this undergraduate degree can be the first step toward a career as a financial advisor.

Upon graduation, you will have been provided the necessary knowledge and skills so you can help others plan for their financial future. You’ll also be able to apply what you’ve been taught about financial planning principles and practices to your own personal finances, which may empower you to achieve better peace of mind through wise fiscal decisions.

At GCU, you will be immersed within the Christian worldview via faith-integrated financial planning classes. You will have the opportunity to learn the important role CFP® professionals have in putting the interests of their clients first as they provide competent and ethical financial planning.

Enjoy Opportunities To Study Financial Planning Online

Enjoy greater flexibility and convenience while you work toward this BS in Finance degree as an online student. You will have access to GCU’s intuitive and interactive e-learning platform, which allows you to access course materials and enjoy meaningful connections with peers and instructors.

Prepare To Become a CFP® Professional

As a graduate of GCU’s emphasis in financial planning, you will meet both parts of the CFP Board’s education requirement, including:^{(See disclaimer 2)}

Completion of CFP Board-approved coursework
Bachelor’s degree in any discipline from an accredited college or university

This BS in Finance: financial planning emphasis program meets the coursework requirement to sit for the CERTIFIED FINANCIAL PLANNER^{(See disclaimer TM)} exam — an important step in the path to CFP® certification. CFP® certification is granted solely by the Certified Financial Planner Board of Standards to individuals who have met ethics, experience and examination requirements, in addition to completing an education requirement such as this CFP Board Registered Program from GCU.

93%

CFP® professionals are strongly satisfied with their career choice in financial planning.^{(See disclaimer 3)}

Coursework

Finance Coursework and Topics

GCU leads with a Lopes First perspective, embracing a student-centric culture that emphasizes higher purpose, conscious capitalism and academic success.

When you complete your financial advisor schooling, you will be expected to demonstrate cultural competence while working with diverse stakeholders. You are encouraged to respect the cultural, social, personal values and differences of the people with whom you work and serve.

This undergraduate finance program includes comprehensive classes covering topics such as:

Personal finance studies
Microeconomics and macroeconomics
Financial risk insurance and management
Planning for retirement and employee benefits
Managing investments and portfolios
Taxation issues
Family estate planning, including money conflicts and crisis situations
Financial plan development and behavioral finance
Introduction to real estate investments

Develop Financial Planning Competencies

In GCU’s financial planning courses, you will explore how to assess clients’ personal current and future financial needs, develop goals, evaluate alternatives and create a comprehensive action plan that’s in alignment with your clients’ values and objectives.

Careers

Career Paths for Graduates With a Financial Planning Emphasis

With this degree, you might pursue a range of career opportunities across numerous settings. Consider a career as a planner or an advisor in financial planning firms, banks, brokerage firms, insurance companies or wealth management firms.^{(See disclaimer 4)}

With GCU’s bachelor’s in finance degree, you can be prepared for the following roles in financial services, such as:
•    Personal financial planner
•    Financial planning analyst
•    Financial investment analyst
•    Investment manager
•    Financial manager
•    Credit analyst
•    Loan officer

No matter the role, personal financial planners have opportunities to positively impact the lives of people and their families.

$95,390

Median annual wage for personal financial advisors, as of May 2022^{(See disclaimer 5)}

Accreditation

GCU Offers Institutionally Accredited Finance Degrees

GCU stands by the quality of our education and the comprehensiveness of our curriculum. We are an institutionally accredited university with a focus on supporting students’ success. The Higher Learning Commission has continually accredited GCU since 1968. The Colangelo College of Business shares the university’s commitment to upholding the principles and standards established by our accrediting bodies.

FAQ

Bachelor’s in Finance: Financial Planning Emphasis FAQs

Browse through our frequently asked questions to further explore finance-related careers and what it takes to pursue them.

Why is financial planning important?

Financial planning is the process of creating a strategic roadmap for an individual’s money based upon their goals. It’s an ongoing, lifelong process that everyone can benefit from, regardless of income or wealth accumulation. Financial planning helps guide people through their financial choices to help them achieve fiscal stability.^{(See disclaimer 6)}

Financial planning is important as it can help people:^{(See disclaimer 6)}

Understand and set goals for their money
Be prepared for emergencies
Adjust their plan through different stages of life
Achieve financial peace of mind
Plan for retirement
Make tax-efficient decisions
Achieve their legacy-planning objectives

Are finance majors with a financial planning emphasis happy?

If you’re interested in personal finance and investments, then earning a finance degree may be your ticket to a career you find satisfying in the world of finance, investing, personal financial planning and business. If you’re a hard worker, love to learn and have a passion for problem-solving and analytical thinking, then you may find yourself very satisfied as a finance with an emphasis in financial planning major.

What skills do successful financial planners use at work?

In addition to having a clear understanding of personal financial planning, if you hold a degree in finance, you will be expected to have acquired specific analytical and people skills to be successful. Financial planners tend to possess the following skills and traits:^{(See disclaimer 1)}

Analytical reasoning
Interpersonal skills
Math competency
Communication skills
An interest in lifelong learning

What exams do financial advisors take?

The exams that a financial advisor may take depend on their desired certification. GCU’s bachelor's in finance program with an emphasis in financial planning is designed to prepare you with the skills and knowledge necessary to embark on a career in financial planning. It also meets the coursework requirement to sit for the CFP® exam, which is designed to test your ability to apply a range of financial planning knowledge in a diverse range of situations.

Is financial planning a good career?

Yes, a financial planning career is an excellent choice for those who enjoy developing relationships with individuals and families, acting in clients’ best interest, solving problems and providing guidance. A finance degree can be a great option because it is versatile, offers a variety of financial avenues to explore and may lead to a sense of personal fulfilment when helping clients reach their financial goals. The future of finance is rich with possibilities for those willing to seek and create new opportunities to thrive.

According to the U.S. Bureau of Labor Statistics, personal financial advisors have a median annual wage of $95,390 as of May 2022.^{(See disclaimer 5)}

Courses

Program Curriculum

Credit Summary

General Education Requirements34-40 credits

Major80 credits

Open Elective Credits0-6 credits

Degree Requirements120 credits

General Education Requirements

General Education coursework prepares Grand Canyon University graduates to think critically, communicate clearly, live responsibly in a diverse world, and thoughtfully integrate their faith and ethical convictions into all dimensions of life. These competencies, essential to an effective and satisfying life, are outlined in the General Education Learner Outcomes. General Education courses embody the breadth of human understanding and creativity contained in the liberal arts and sciences tradition. Students take an array of foundational knowledge courses that promote expanded knowledge, insight, and the outcomes identified in the University's General Education Competencies. The knowledge and skills students acquire through these courses serve as a foundation for successful careers and lifelong journeys of growing understanding and wisdom.

Competency

4 Total Credits

Course Description

Upon completion of the Grand Canyon University's University Foundation experience, students will be able to demonstrate competency in the areas of academic skills and self-leadership. They will be able to articulate the range of resources available to assist them, explore career options related to their area of study, and have knowledge of Grand Canyon's community. Students will be able to demonstrate foundational academic success skills, explore GCU resources (CLA, Library, Career Center, ADA office, etc), articulate strategies of self-leadership and management and recognize opportunities to engage in the GCU community.

Competency

9-12 Total Credits

Competency

4 Total Credits

Competency

11-12 Total Credits

Course Description

Graduates of Grand Canyon University will be able to use various analytic and problem-solving skills to examine, evaluate, and/or challenge ideas and arguments (mathematics, biology, chemistry, physics, geology, astronomy, physical geography, ecology, economics, theology, logic, philosophy, technology, statistics, accounting, etc.). Students are required to take 3 credits of intermediate algebra or higher.

Competency

6-8 Total Credits

Course Description

Graduates of Grand Canyon University will be able to demonstrate awareness and appreciation of and empathy for differences in arts and culture, values, experiences, historical perspectives, and other aspects of life (psychology, sociology, government, Christian studies, Bible, geography, anthropology, economics, political science, child and family studies, law, ethics, cross-cultural studies, history, art, music, dance, theater, applied arts, literature, health, etc.). If the predefined course is a part of the major, students need to take an additional course.

Required General Education Courses

MAT-154

4 Total Credits

Course Description

This course is designed to prepare learners to integrate fundamental mathematical concepts with the critical and quantitative thinking needed to solve workplace-related problems. The course is founded upon a functional and technological approach to algebra. Topics include functions and their graphs; polynomial, rational, exponential, and logarithmic functions; algebraic and exponential equations; and probability. Emphasis is placed on developing students’ understanding of mathematical representation and logical reasoning to solve real-world problems. Prerequisite: Grade of C or better in MAT-110.

ACC-250

4 Total Credits

Course Description

This course is an introduction to the accounting cycle and the construction of financial statements. Students explore the fundamental principles and practices of financial accounting as outlined by Generally Accepted Accounting Principles (GAAP); the steps in the accounting cycle from journalizing transactions through the preparation of financial statements; and the use and interpretation of the balance sheet, income statement, and statement of cash flows. Prerequisite: MAT-134, MAT-144, MAT-154, or higher subsequent math course.

MAT-251

4 Total Credits

Core Courses

BIT-200

4 Total Credits

BUS-352

4 Total Credits

FIN-210

4 Total Credits

ACC-260

4 Total Credits

Course Description

This course is an introduction to the use of managerial accounting data in the decision-making process. Topics include the use of cost-volume-profit (CVP) analysis and relevant costs in decision making, using budgets and the balanced scorecard to evaluate performance, methods for setting prices of products and services, and analyzing capital investment opportunities. Prerequisite: ACC-250.

ECN-361

4 Total Credits

Course Description

This course focuses on the fundamental ideas of microeconomics. Students examine the market forces of supply and demand under different market structures in order to understand how economic agents make decisions about both consumption and production. The structure, conduct, and performance of markets are evaluated through analysis of consumer, producer, and societal welfare. Students explore the topic of factor markets in which the incomes of most workers and owners of capital and property are determined. Prerequisites: ACC-240 or ACC-250 and BUS-352.

MKT-315

4 Total Credits

Course Description

This course introduces models and practices used by contemporary marketers in fast-paced, dynamic, domestic and global markets, including the marketing concept and processes for developing, implementing, and assessing the effectiveness of marketing plans. Building from a foundational understanding of consumer behavior and marketing research, students examine the development and implementation of marketing mix strategies and tactics with an emphasis of how marketing integrates within all aspects of business.

FIN-350

4 Total Credits

ECN-362

4 Total Credits

Course Description

This course focuses on the national economy by examining macroeconomic data measuring national income, the cost of living, production and growth, and unemployment. Students examine the basic functions of the monetary system and analyze the macro economy in terms of long-run economic productivity and growth and in terms short-run fluctuations. The influence and effect of macroeconomic policy is studied within the context of current events. Prerequisite: ECN-361.

FIN-431

4 Total Credits

ACC-460

4 Total Credits

FIN-355

4 Total Credits

Course Description

This course provides students with knowledge of the rules and options of qualified and nonqualified retirement plans, public plans (Social Security, Medicare, Medicaid), and employee benefit plans. Students learn to evaluate characteristics that are key in retirement plan selection for individuals and business owners. Distribution planning, tax implications, and regulatory considerations are discussed. Students analyze paths and tools toward financial independence and make recommendations within a financial planning context. Other employee benefits, such as medical plans, life insurance, disability insurance, and flexible spending accounts are evaluated. Prerequisite: FIN-350.

FIN-375

4 Total Credits

Course Description

This course studies stocks, bonds, mutual funds, exchange-traded funds, and other investment vehicles, and their application in investing. The securities market and trading procedures are discussed. The course introduces portfolio theory that is applicable to both professional portfolio management and individual investment decisions. The application of portfolio theory to corporate investments and diversification is also introduced. Prerequisite: FIN-350.

MGT-420

4 Total Credits

Course Description

Drawing upon real-world management situations, this course is a study of individual and group behavior in organizations through detailed coverage of the functions of management, individual differences/diversity, leadership, motivation, decision making, organizational design, and organizational change and development. Emphasis is placed on how an understanding of organizational behavior leads to effective management practice.

FIN-440

4 Total Credits

Course Description

This course includes principles of family estate planning and client communication. Estate planning documents, gifting strategies, incapacity planning, property ownership, transfer methods, and taxation are covered. Students learn aspects of client communication and psychology, including principles of nonverbal communication, counseling, and the impact of planner and client values, attitudes, and biases. Money conflicts and crisis situations are also discussed. Prerequisite: FIN-350.

BUS-340

4 Total Credits

Course Description

This writing-intensive course is a comprehensive study of the legal and ethical issues of concern to business, including those areas of the U.S. legal system that are most relevant to business, such as the law of torts, strict liability, intellectual property, and contract law. It explores the role of ethics and values in business decision making and approaches these subjects from the perspective of the stakeholders as opposed to an economic interpretation of the firm and its responsibilities.

RSM-445

4 Total Credits

FIN-451

4 Total Credits

Course Description

This course is an advanced study of investments and their application in investment portfolio management. The course develops and emphasizes portfolio theory that is applicable to both professional portfolio management and individual investment decisions. The application of portfolio theory to corporate investments and diversification is also discussed. Prerequisites: MAT-251 and FIN-375.

FIN-432

4 Total Credits

Course Description

In this introduction to the real estate industry, students learn about the risks and rewards associated with investing in and financing both residential and commercial real estate. This course includes concepts and techniques relevant to a variety of careers related to real estate. This course also provides students with a better understanding of real estate for their own personal investment and financing decisions. Prerequisite: FIN-350.

FIN-490

4 Total Credits

Course Description

This course is a synthesis of concepts learned throughout the financial planning program. A series of case studies enhances the ability to integrate and apply knowledge and skills from core financial planning domains. Students gain experience in the financial planning process, client biases and behavioral finance issues, professional standards, and ethics, and written and oral communication. Effective financial analysis techniques and client communication are employed to create and present a financial plan in accordance with a client's values and objectives. Implementation, evaluation, and updates of the plan are also addressed. Prerequisites: FIN-355, FIN-375, FIN-431, and ACC-460.

BUS-485

4 Total Credits

Course Description

This writing-intensive course is built around a team-based simulation requiring a high level of peer interaction and collaboration and serves as the capstone experience in business and management, introducing students to functional, business, and corporate strategy from the perspective of a strategy analyst. Tools and techniques are applied to the student’s previous knowledge of accounting, finance, management, analytics, marketing, economics, entrepreneurship, and leadership acquired through their individual programs of study. Students integrate strategic analysis to demonstrate mastery of a wide variety of business domains. Prerequisites: MGT-420 or MGT-422HN; FIN-210 or FIN-350; and MKT-245 or MKT-315.

GCU cannot and will not promise job placement, a job, graduate school placement, transfer of GCU program credits to another institution, promotion, salary, or salary increase. Please see the Career Services Policy in the University Policy Handbook.
Please note that this list may contain programs and courses not presently offered, as availability may vary depending on class size, enrollment and other contributing factors. If you are interested in a program or course listed herein please first contact your University Counselor for the most current information regarding availability.
Please refer to the Academic Catalog for more information. Programs or courses subject to change

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U.S. Bureau of Labor Statistics. (2023, Sept. 6). How To Become A Personal Financial Advisor. Occupational Outlook Handbook. Retrieved Jan. 19, 2024.
CFP Board. (n.d.). The Education Requirement. CFP Board. Retrieved Jan. 19, 2024.
CFP Board. (2021, Sept. 8). Survey of CFP® Professionals Shows Continued High Satisfaction With Their Career Choice. CFP Board. Retrieved Jan. 19, 2024.
Friedberg, B. A. (2022, Oct. 31). Top Places To Work For Financial Advisors. Investopedia. Retrieved Jan. 19, 2024.
The earnings referenced were reported by the U.S. Bureau of Labor Statistics (“BLS”), Personal Financial Advisors as of May 2022. Due to COVID-19, data from 2020 to 2022 may be atypical compared to prior years. BLS calculates the median using salaries of workers nationwide with varying levels of education and experience. It does not reflect the earnings of GCU graduates as personal financial advisors, nor does it reflect earnings of workers in one city or region of the country or a typical entry-level salary. Median income is the statistical midpoint for the range of salaries in a specific occupation. It represents what you would earn if you were paid more money than half the workers in an occupation, and less than half the workers in an occupation. It may give you a basis to estimate what you might earn at some point if you enter this career. Grand Canyon University can make no guarantees on individual graduates’ salaries. Your employability will be determined by numerous factors over which GCU has no control, such as the employer the graduate chooses to apply to, the graduate’s experience level, individual characteristics, skills, etc., against a pool of candidates.
Fidelity. (n.d.). What Is Financial Planning? Fidelity. Retrieved Jan. 19, 2024.